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www.FIRSTRATEMORTGAGES.CA
Agent License #MO8006633 Mortgage Agent Level 2 | Motgage Edge Brokerage License #10680
LET ME HELP YOU FINANCE YOUR HOME
Purchasing a home or commercial property is an important decision and you should be confident about your investment. I will work with you personally to offer you valuable insight throughout the process, save you time, money and find the mortgage that best suits your situation.
No matter the type of mortgage you're seeking, it makes sense to consult with me first!
LET ME HELP YOU FINANCE YOUR HOME
Purchasing a home or commercial property is an important decision and you should be confident about your investment. I will work with you personally to offer you valuable insight throughout the process, save you time, money and find the mortgage that best suits your situation.
No matter the type of mortgage you're seeking, it makes sense to consult with me first!
Great Reasons To Work With Dan Ontario's Mortgage Expert.
- EXPERTISE I will provide you independent expert advice on your financial options. I am not tied to a specific lender or products so I can offer you mortgage products that will best match your specific needs.
- SAVE YOU TIME & MONEY WITH ONE-STOP SHOPPING
Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shopping fast, easy, and convenient.
- Want the lowest rates and best terms?
A few minutes with me could save you thousands. Are you thinking of looking for a new place to spread out? Whether a home, income or vacation property, I can help save you time and money. At Mortgage Edge we can offer you the lowest Ontario mortgage rates and find the solutions that make sense for your situation.
Visit, call or Apply Now Online today to discover the Mortgage Edge advantage.
I will negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, ME does Billions of dollars of transactions yearly with a wide variety of lending institutions so we have strong lender relationships. I can use that relationship to your advantage to negotiate your mortgage to ensure you secure competitive rates and terms that benefit you.
I will also ensure that you're getting the best rates and terms. Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping! I can investigate on your behalf to find you the Best Rate & Terms
Do you know about mortgage customization? All mortgages are not created equally, and depending on your financial goals, I will ensure the mortgage you receive helps you with those goals. Whether borrowing to purchase, renovate, refinance, transfer or make your mortgage interest tax deductible, I can ensure that the mortgage you have helps achieve these financial goals
Let's Talk Mortgages
Mortgage Refinance New Purchases & Purchase + Improvements Mortgage For Self Employed
First Time Home Buyers Switch / Transfer Mortgage APPLY NOW
Apply for your Best Rate in minutes. Everyone's rate is unique. What's yours?
It's our job to get your lowest possible rate. Whether, it’s your first time purchasing, looking to transfer a mortgage, refinance an existing mortgage to consolidate debt, make investments or make a major purchase. I will work closely with you to customize a mortgage that is just right for you, meet your long-term financial goals. Get your details fast — there's no cost and no obligation. *Intended for Insured Purchase rates and illustration purposes only.
It's our job to get your lowest possible rate. Whether, it’s your first time purchasing, looking to transfer a mortgage, refinance an existing mortgage to consolidate debt, make investments or make a major purchase. I will work closely with you to customize a mortgage that is just right for you, meet your long-term financial goals. Get your details fast — there's no cost and no obligation. *Intended for Insured Purchase rates and illustration purposes only.
Mortgage Rates
1 Year - Fixed 6.89% |
4 Year - Fixed 4.69% |
2 Year - Fixed 6.14% |
5 Year - Fixed 4.59% |
3 Year - Fixed 4.99% |
5 Year - Variable 5.60% |
Prime rate in Canada
Key Takeaways
1. Canada's prime rate as of today is currently at 6.95%, influenced by the Bank of Canada's policy interest rate, also known as the target for the overnight rate.
2. The prime rate impacts variable loans and lines of credit, including variable-rate mortgages. When the Bank of Canada changes its overnight rate, lenders typically adjust their prime rates accordingly.
3. The housing market is experiencing a noticeable uptick in activity, as highly motivated buyers come in from the sidelines, spurred by the prospect of rate cuts later this year.
Key Takeaways
1. Canada's prime rate as of today is currently at 6.95%, influenced by the Bank of Canada's policy interest rate, also known as the target for the overnight rate.
2. The prime rate impacts variable loans and lines of credit, including variable-rate mortgages. When the Bank of Canada changes its overnight rate, lenders typically adjust their prime rates accordingly.
3. The housing market is experiencing a noticeable uptick in activity, as highly motivated buyers come in from the sidelines, spurred by the prospect of rate cuts later this year.
